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    • Home
    • Smart Giving Payroll Card
    • Smart Giving Prepaid Card
    • IHSS Direct Deposit
    • MEET OUR PARTNERS
    • Contact Us
Locker 81 Fundraising Solutions
  • Home
  • Smart Giving Payroll Card
  • Smart Giving Prepaid Card
  • IHSS Direct Deposit
  • MEET OUR PARTNERS
  • Contact Us

Smart Giving Visa Payroll Cards

 are reloadable prepaid cards that offer employers an efficient way to distribute employee wages and other compensation (e.g., bonuses, awards, etc.).

  Employees would choose a payroll card because:


  • They do not have a bank account for direct deposit
  • They have direct deposit but want the card to manage funds or as a means to provide funds to a spouse or dependent 

EMPLOYER BENEFITS

Companies that adopt pay cards as apart of their electronic pay strategy do so for the following benefits:


  • Increased electronic payment participation
  • Reduce organizational costs and improve efficiencies
  • Ensure payment in event of disaster
  • Compliance – on-time payments for termination
  • Timely delivery of wages
  • Disaster preparedness

Employers benefit from reduced payroll administrative and fraud costs while providing enhanced programs to their employees.


  • Cost-savings – Reduces cost associated with issuing, delivering, replacing and reconciling paper paychecks.
  • Payroll cards can help companies save up to $50 per employee annually on payroll distribution costs. Employers’s estimated cost to provide a payroll check is $1-2 per check.
  • Costs associated with check issuance include: check printing, check replacement, check fraud and reconciliation of termination pay.
  • The cost for a single electronic transfer of payment is roughly $0.222.

EMPLOYEE BENEFITS

Employees choose payroll cards to take advantage of fast, secure and convenient ways to get access to their pay and avoid the expense of cashing checks.


  • Wages are available regardless of employee location
  • Can be used widely wherever Visa debit cards are accepted
  • For in-store, online and telephone purchases and bill payments
  • A lost or stolen card and the funds in the account can be replaced – lost cash cannot be replaced
  • A record of transactions, which helps with money management and provides proof of payment
  • Easier, and often lower cost, funds transfers to family members
  • No Credit Check
  • Everyone Qualifies
  • No Overdraft Fees
  • Instant Access To Your Money
  • Direct Deposit
  • No Check Cashing Fees
  • No More Waiting in Line
  • Email and Text Alerts
  • Check Balance and Transaction Online
  • Easily Pay Bills Online
  • Shop With Confidence
  • Visa Zero Liability Protection
  • Share A Card With A Family Member

CUSTOMER SERVICE

 FIS

The customer portal provides answers to all questions regarding the cardholder account, whether they are using the IT portal or feel it necessary to speak to a representative live. The portal provides up to 130 plus languages for our customer to use and is open 24/7 365 days a year.

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